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4049 N Indian Bayou

Destin, FL 32541
  • $3,199,000
  • STATUS: Active
  • ON SITE: 18 Days
  • MLS #: 989969
Price Reduced
UPDATED: 66 min ago
$3,199,000
  • 5
    BEDS
  • 0.43
    ACRES
  • 4
    BATHS
  • 2
    1/2 BATHS
  • 4,751
    SQFT
  • $673
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2022
County:
Area:

School Information

Elementary School:
Middle School:
High School:

Description

Welcome to 4049 Indian Bayou North, priced below appraised value, this is a completely reimagined waterfront residence where luxury, comfort, and the Florida lifestyle converge. This home has undergone a custom renovation with no surface untouched. Every detail-from refined finishes to state-of-the-art upgrades-has been curated to deliver an elevated living experience. Located along a quiet, deepwater canal, the property offers direct boating access to Choctawhatchee Bay. Near the end of this tranquil road, enjoy limited pass-through traffic. A private dock with covered boat and jet ski lifts plus an industrial-grade KillerDock cleaning station make it ideal for water enthusiasts. Inside, the open layout includes 5 spacious bedrooms, 4 full and 1 half bathrooms,a dedicated office, a chef's kitchen with Viking appliances, and a gorgeous saltwater pool with lounger and baja shelf just outside. The open-concept living and dining areas are anchored by a sleek gas fireplace and custom shiplap detailing, with wide-plank luxury flooring running throughout. Step through the back door into an outdoor oasis designed for entertaining. The covered lanai features dual oversized ceiling fans, lighting, and a full outdoor kitchen with built-in gas grill, hood vent, sink, refrigerator, and custom cabinetry. The pool includes a tanning ledge, lighting, and paver decking framed by lush landscaping and privacy fencing. Beyond the pool is a backyard putting green with chipping zones and a real sand trap, enhanced by accent lighting for evening ambiance. The detached guest house includes a private living room, wet bar, half bath, and separate entrance - ideal for a mother-in-law suite or office. Additional features include a Generac generator, irrigation, landscape lighting, tankless water heater, and plantation shutters. The oversized garage accommodates vehicles, water toys, and storage. No HOA restrictions, yet nestled in a peaceful, upscale neighborhood near beaches, golf, and shopping. Recently added full yard water softener and 30 amp shore power at the dock.

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© 2025 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Blue Swell Realty. Vendor Member number: 28178. Data last updated: 2025-12-07T23:00:23.603.
Vendor Member #28178.
www.blueswellrealty.com/homes/170141945
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4049 N Indian Bayou Destin, FL 32541

  • Price: $3,199,000
  • Status: Active
  • On Site: 18 Days
  • Updated: 66 min ago
  • MLS #: 989969
5
Beds
4
Baths
2
½ Baths
0.43
Acres
4,751
SQFT
$673
$/SQFT
2022
Built
Neighborhood:
Moreno Acres S/D
County:
Okaloosa
Area:
Destin
Elementary School:
Destin
Middle School:
Destin
High School:
Destin
Property Description
Welcome to 4049 Indian Bayou North, priced below appraised value, this is a completely reimagined waterfront residence where luxury, comfort, and the Florida lifestyle converge. This home has undergone a custom renovation with no surface untouched. Every detail-from refined finishes to state-of-the-art upgrades-has been curated to deliver an elevated living experience. Located along a quiet, deepwater canal, the property offers direct boating access to Choctawhatchee Bay. Near the end of this tranquil road, enjoy limited pass-through traffic. A private dock with covered boat and jet ski lifts plus an industrial-grade KillerDock cleaning station make it ideal for water enthusiasts. Inside, the open layout includes 5 spacious bedrooms, 4 full and 1 half bathrooms,a dedicated office, a chef's kitchen with Viking appliances, and a gorgeous saltwater pool with lounger and baja shelf just outside. The open-concept living and dining areas are anchored by a sleek gas fireplace and custom shiplap detailing, with wide-plank luxury flooring running throughout. Step through the back door into an outdoor oasis designed for entertaining. The covered lanai features dual oversized ceiling fans, lighting, and a full outdoor kitchen with built-in gas grill, hood vent, sink, refrigerator, and custom cabinetry. The pool includes a tanning ledge, lighting, and paver decking framed by lush landscaping and privacy fencing. Beyond the pool is a backyard putting green with chipping zones and a real sand trap, enhanced by accent lighting for evening ambiance. The detached guest house includes a private living room, wet bar, half bath, and separate entrance - ideal for a mother-in-law suite or office. Additional features include a Generac generator, irrigation, landscape lighting, tankless water heater, and plantation shutters. The oversized garage accommodates vehicles, water toys, and storage. No HOA restrictions, yet nestled in a peaceful, upscale neighborhood near beaches, golf, and shopping. Recently added full yard water softener and 30 amp shore power at the dock.
Exterior Features

Architectural Style Contemporary Attached Garage YN Yes Carport YN No Construction Materials BrickSiding CmntFbrHrdBrdTrim Aluminum Exterior Features Rain GutterDockFenced Back YardPool - Gunite ConcrtSprinkler SystemSummer Kitchen Lot Features Bulkhead/SeawallClearedInteriorLevelWithin 1/2 Mile to Water Lot Size Dimensions 102x191x103x196 Parking Features GarageOversized Pool YN Yes Road Frontage Type County Road Road Surface Type Paved View Bayou Waterfront Features Bayou

Interior Features

Appliances Auto Garage Door OpnDishwasherDryerMicrowaveRefrigeratorStove/Oven GasWasherWine RefrigeratorWater Heater - Tnkls Cooling Ceiling FansCentral Air Cooling YN Yes First Floor Bedroom Yes Heating [] Interior Features Breakfast BarCeiling RaisedCeiling Tray/CofferdFireplaceKitchen IslandPantrySplit BedroomWasher/Dryer Hookup Primary Bedroom First Floor Yes Rooms Total 8

Property Features

Association Fee Includes [] Buyer Financing Conventional Community Features FishingWaterfront Green Energy Efficient [] New Construction YN No Pool Type Private Property Condition Construction Complete Property Sub Type Detached Single Family Special Listing Conditions [] Tax Amount 25268.43 Tax Year 2024 Utilities ElectricGas - NaturalPublic Water Zoning Resid Single Family

Listing courtesy of Realty ONE Group Emerald Coast: 850-842-3211.


© 2025 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Blue Swell Realty. Vendor Member number: 28178. Data last updated: 2025-12-07T23:00:23.603.
Vendor Member #28178.
 
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