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4109 Ocean Street

Panama City, FL 32408
  • $847,000
  • STATUS: Active
  • ON SITE: 195 Days
  • MLS #: 782332
$847,000
  • 3
    BEDS
  • 0.07
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,600
    SQFT
  • $529
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2003
County:
Bay

School Information

Elementary School:
Middle School:
High School:

Description

Location. Luxury. Lifestyle. Just steps from the sugar-white sands and emerald waters of the Gulf, this beautifully updated beach house offers the ultimate Panama City Beach retreat with NO HOA and incredible vacation rental possibilities. Perfectly positioned less than a block from Beach Access 19, this property places you within walking distance to dining, entertainment, local hotspots, and just minutes from the NEW Tootsies. Designed with a fresh modern coastal aesthetic, the home features an open-concept layout filled with natural light, stylish finishes, and effortless indoor-outdoor living. The spacious living area flows seamlessly into the oversized kitchen complete with a large entertaining bar and generous counter space ideal for hosting or vacation rentals Whether you're searching for a luxury second home, beach getaway, or income-producing opportunity, this property checks every box. The location, layout, and amenities create exceptional potential for short-term rental success in one of the most sought-after areas on the beach. The oversized primary suite serves as a private retreat featuring balcony access overlooking the pool and a stunning spa-inspired walk-in glass shower. Outside, enjoy your own Private heated pool, multiple balcony spaces, and the laid-back upscale coastal lifestyle buyers are looking for. The garage has been transformed into an entertaining game room, adding even more flexibility and guest appeal. From pool days to game nights, this home was designed for unforgettable beach memories. Rarely do homes this close to the beach with NO HOA, private pool, upscale updates, and this much versatility become available in such a prime location. Photos may include digital enhancements, editing, or virtual staging.

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© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Blue Swell Realty. Data last updated: 2026-06-18T00:04:00.873.
www.blueswellrealty.com/homes/171129546
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4109 Ocean Street Panama City, FL 32408

  • Price: $847,000
  • Status: Active
  • On Site: 195 Days
  • MLS #: 782332
3
Beds
2
Baths
0
½ Baths
0.07
Acres
1,600
SQFT
$529
$/SQFT
2003
Built
Neighborhood:
[No Recorded Subdiv]
County:
Bay
Area:
Bay County-Beach
Elementary School:
Patronis
Middle School:
Surfside
High School:
Arnold
Property Description
Location. Luxury. Lifestyle. Just steps from the sugar-white sands and emerald waters of the Gulf, this beautifully updated beach house offers the ultimate Panama City Beach retreat with NO HOA and incredible vacation rental possibilities. Perfectly positioned less than a block from Beach Access 19, this property places you within walking distance to dining, entertainment, local hotspots, and just minutes from the NEW Tootsies. Designed with a fresh modern coastal aesthetic, the home features an open-concept layout filled with natural light, stylish finishes, and effortless indoor-outdoor living. The spacious living area flows seamlessly into the oversized kitchen complete with a large entertaining bar and generous counter space ideal for hosting or vacation rentals Whether you're searching for a luxury second home, beach getaway, or income-producing opportunity, this property checks every box. The location, layout, and amenities create exceptional potential for short-term rental success in one of the most sought-after areas on the beach. The oversized primary suite serves as a private retreat featuring balcony access overlooking the pool and a stunning spa-inspired walk-in glass shower. Outside, enjoy your own Private heated pool, multiple balcony spaces, and the laid-back upscale coastal lifestyle buyers are looking for. The garage has been transformed into an entertaining game room, adding even more flexibility and guest appeal. From pool days to game nights, this home was designed for unforgettable beach memories. Rarely do homes this close to the beach with NO HOA, private pool, upscale updates, and this much versatility become available in such a prime location. Photos may include digital enhancements, editing, or virtual staging.
Exterior Features

Architectural Style Coastal Attached Garage YN No Construction Materials Stucco Exterior Features Covered Patio Outdoor Shower Fencing Fenced Privacy Foundation Details Slab Garage YN Yes Lot Features Sprinkler System Paved Patio And Porch Features Balcony Deck Covered Porch Pool Features Fenced Gunite In Ground Private Pool Private YN Yes Roof Metal View Gulf View YN Yes

Interior Features

Appliances Electric Cooktop Electric Range Electric Water Heater Cooling Ceiling Fan(s) ENERGY STAR Qualified Equipment Cooling YN Yes Door Features Insulated Doors Storm Door(s) Fireplace YN Yes Heating ENERGY STAR Qualified Equipment Heating YN Yes Interior Features Interior Steps Upper Level Primary Rooms Bedroom (First Level) Bedroom (First Level) Primary Bedroom (Second Level) Units Furnished All Units Window Features Double Pane Windows Storm Window(s)

Property Features

Association YN No Community Features Short Term Rental Allowed Listing Service Full Service Lot Size Dimensions 100 X30 New Construction YN No Occupant Type Tenant Property Sub Type Single Family Residence Property Sub Type Additional Single Family Residence Security Features Security System Smoke Detector(s) Sewer Public Sewer Special Listing Conditions Listed As- Is Tax Annual Amount 5446 Tax Year 2024 Utilities Cable Connected Waterfront YN No Zoning Description Resid Single Family

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of Coastal Living Realty & Associates: 404-401-2444. Listing information © 2026 Central Panhandle Association of Realtors MLS.


© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Blue Swell Realty. Data last updated: 2026-06-18T00:04:00.873.
 
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17633 Ashley Drive, Building 2
Panama City Beach FL, 32413